“It’s the end of financial year. It’s time to spend our budget, otherwise we won’t get it next year!” This oft repeated sentence occurs in both public and private sector jobs. Larger private sector organisations have budgets for each department, which trickles down to teams, and they don’t want to…

Since we started the site, we’ve had a countdown clock. To be honest, I barely ever look at it. It’s just a little gimmick for new visitors to see how long we have to go if they bother to look through the top menu. I certainly don’t expect return visitors…

When we first got involved in the FIRE community, I consumed all the information I could. I heard about the concepts of CoastFIRE and BaristaFIRE, but they were really at the peripheral. However, with the advent of the great resignation, the FIRE community seems to have embraced them more. If…

For a lot of what we’re experiencing now at work, this is the last time. Like a lot of employees, my husband Alex and I have seasonal cycles with our work. Things like end of financial year requirements, and annual workplace events. For the most part, we don’t enjoy them…

People sometimes challenge us for working for longer than we need to, because we already have more in passive income than our current expenses. This line of thinking, more than anything else, used to frustrate me. It seemed obvious to me that we’re looking to achieve a very specific thing…

Regular readers will know that we have big plans to travel when we hit early retirement in a couple of years’ time. However, we’ve only fairly recently become converts to the credit card hacking and churning scene. The goal there is to take advantage of credit card perks where possible…

Some people like their jobs. Others even love their jobs. I get that it’s possible to want to be at work. And in a lot of ways, I really envy them. …

Does anything seem amiss with the photo above? Maybe you can’t see clearly with all that text in the way. Here, take another look:

With our investments taking shape, I feel like we can take our foot off the financial accelerator. While we’re still in an accumulation phase of sorts (we’re still saving money, even if we’ve finished buying investable assets), it doesn’t feel fully comfortable spending money on things like holidays. We feel…