Does anything seem amiss with the photo above? Maybe you can’t see clearly with all that text in the way. Here, take another look:

With our investments taking shape, I feel like we can take our foot off the financial accelerator. While we’re still in an accumulation phase of sorts (we’re still saving money, even if we’ve finished buying investable assets), it doesn’t feel fully comfortable spending money on things like holidays. We feel…

I have a vivid memory from our honeymoon. My wife Ellie and I were walking through a backstreet next to the beach, and we were talking about our early retirement plans. At that stage we were about 11 years away from pulling the pin. 11 years. It certainly felt good…

After a very crappy 2022, I come bearing a late Christmas present to ourselves. Something to lift our spirits for 2023 and get it started on the right note. The title of this post most likely already telegraphed this news, but here it is anyway: we’re cutting another year from…

I’ve recently had some family members reach what could be seen as a mid-life crisis. As they start to see their bodies age and break down, they’re likely looking back with regrets, and towards the future with hopes of what they can achieve with their remaining time. From what we’ve…

The moment you understand you can make your money work for you — instead of working forever to make money — is an incredible realisation. — If you gave the average person $1 and said you would take it away from them but give them $0.05 in return each year for life, most would laugh at you straight to your face. “Are you kidding me? You can’t even buy a chocolate drop for 5 cents anymore…

So often people are told to just invest in the index. Passive investing is seen as God. Actively managed funds regularly underperform the passive approach. An index is diverse, with exposure to dozens, hundreds, or even thousands of companies, rather than one company that could just underperform or completely collapse. …

Twice a year we rummage through the reader mailbag to air your questions and do our very best to answer them. Well, we can’t believe it’s that time again! The previous Q&A still feels fresh in our minds. There really is truth to time passing more quickly as you age. …

Has money become less meaningful to me? Let’s put it this way: Would I sell our pet cat for … $10,000? $20,000? $30,000? Well, we’re now at a stage where we can make/lose that much in a single day. And I’ve become so used to the machinations of the share…